Protecting your financial future
A disabling injury, illness, or unexpected death can affect your household’s income level and change your family’s standard of living in an instant. It can be emotionally and physically stressful, as well as making household financial commitments difficult to meet. Struggling to make loan payments on a reduced or lost income is another heavy burden your family shouldn't have to bear. When you choose to protect your loans with MEMBER’S CHOICE™ credit disability or credit life insurance, you're planning for your family's financial future.*
MEMBER'S CHOICE™ credit disability insurance
If you're disabled from work due to injury or sickness, your monthly loan payments will be paid until you're no longer disabled, your loan is paid, or you reach the policy maximum.**
MEMBER'S CHOICE credit life insurance
If you pass away and your claim is payable, your eligible loan balance is reduced or paid off.
Credit disability and/or credit life insurance helps conserve your family's savings and allows them to use other insurance funds to meet day-to-day living expenses, preserving the standard of living you worked so hard to achieve. It's easy to sign up. If you're eligible, select the insurance on the enrollment documents and sign your name. Once the loan is closed, you're enrolled. Talk to a loan officer today about these important ways to protect your financial future.
*Check with your loan officer for more details on MEMBER’S CHOICE™ credit life or disability insurance, including exclusions, limitations, and maximum benefits.