Houston Federal Credit Union

Older couple welcoming their family outside their home by a car

Gobble 🦃 Up These 🚗 Loan Deals

Rates as low as
4.50% APR*

🦃 You bring the turkey, and we bring the savings. 💵

Auto Loans

*APR is Annual Percentage Rate.

Large family ghaving dinner at the table

🏡Loan Rates Better Than Leftovers

Rates as low as
5.250% with a
5.466% APR*

Low closing costs and no origination point fees.

Mortgage Loans

*APR is Annual Percentage Rate.

Woman on her phone smiling looking at her laptop

360 Secure Checking - Travel and Leisure Discounts

360 Secure Checking is packed full of travel and leisure discounts to help you save money and prepare for the holidays. Stay Safe While Shopping Online This Holiday Season.

Learn More

Couple holiday shopping outdoors holding coffee and bags smiling

Black 🖤 Friday = Cash 💵 Rewards

Earn 1.50% cash back rewards with every purchase! Rewards never expire, have no limit, and can be used however you choose.

Learn More

Rates that work for you

New & Used Auto

rates as low as

4.50%

Annual Percentage Rate

Visa® Credit Cards

rates as low as

7.25%

Annual Percentage Rate

Mortgage

rates as low as

5.250%
with a
5.466%

Annual Percentage Rate

Certificate Accounts

yields as high as

3.80%

Annual Percentage Yield

Money Market

yields as high as

1.55%

Annual Percentage Yield

Unlock your financial potential

See All Rates

Manage your finances anytime, anywhere

Anytime access, enhanced security and user-friendly tools. We give you the freedom to take control of your money on your own terms.

Online & Mobile Banking

24/7 Access

Ways we can help you

We’re not just a financial institution – we’re your go-to partner for all things money.

Woman relaxing in the living room with a laptop

Karen once stayed until after 5 to help with a loan. I didn’t feel rushed, even though it was after hours. Happy with their overall member service.

Yasmin A.

I have been a member for years. Any time I need anything these guys are quick to help. They go above and beyond.

J C.

I was impressed with the friendly conversation with Tori as she set up my accounts. Personable and welcoming, like family and not just a member!

Charles S.

We saved our members a total of $153,710.36 in the month of September by refinancing their loans with HFCU!