Houston Federal Credit Union

$250 Reasons to Finance with HFCU! 💵🙌


Finish Summer Strong. Receive a $250 cash rebate!

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Terms and Conditions Apply.

A+ Rates - Your Car Loan Won’t Fail ⭐🚘

Rates as low as 4.95% APR* for 60 months

Save with competitive rates, flexible terms, and a limited-time $250 Cash Rebate for qualified borrowers.

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*APR is Annual Percentage Rate. 

Less Work. More Wake. 🌊🚤

 
Summer may be winding down, but there's still time to enjoy one more adventure and receive a $250 Cash Rebate. 

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Terms and Conditions Apply.

360 Secure Checking

One Account but So Much More ☑️

 
Everyday banking with upgraded benefits that protect you and provide savings.

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Terms and Conditions Apply.

Rates that work for you

New  & Used Auto


rates as low as
4.25%
Annual Percentage Rate

rates as low as
6.75%
Annual Percentage Rate

rates as low as

4.875%
with a
5.089% 

Annual Percentage Rate

yields as high as
3.85%
Annual Percentage Yield

yields as high as
1.45%
Annual Percentage Yield
Unlock your financial potential

Manage your finances anytime, anywhere

Anytime access, enhanced security and user-friendly tools. We give you the freedom to take control of your money on your own terms.

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24/7 Access

Ways we can help you

We’re not just a financial institution – we’re your go-to partner for all things money.

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Alex did an amazing job helping me. Do not hesitate to bank with them. They were patient and truly made a stressful scenario manageable.  
Jonathan L.

The employees are friendly and helpful and the loan process is simple and quick. I will always use HFCU as my credit union! 
Steve G.

Ommar is awesome! Very attentive and kind. He even took time to counsel my teenage son on being mindful of how he uses his account. 10 stars!
Cynthia Z.

We saved our members a total of $241,053.75 in the month of June by refinancing their loans with HFCU!
Newsweek - America's Best Credit Union Logo 2026


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HFCU Success Stories

Passionate about helping others? We’re hiring!

Join the HFCU team and enjoy a supportive work environment with great benefits. Explore our job openings today!

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Empower your financial journey

At Houston FCU, we provide the resources you need to reach your financial goals.


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ELEVATE Financial Wellness
Free online financial education.
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Financial Counseling
Free & tailored advice for HFCU members.
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Financial Education Events
Learn how to be in control of your financial future. 
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Become a Member
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Experience the HFCU difference

At Houston Federal Credit Union, we’re here to help you achieve your financial goals.
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Lower fees, competitive rates, and incredible member perks
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Community-focused approach
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Personalized and exceptional service

The latest articles from HFCU

Please read our featured articles that provide useful information and tips to help empower and lead you to success through your personal financial journey.
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Stop Juggling High Interest Rate Bills 🤹💰

A+ Rates - Your Car Loan Won’t Fail ⭐🚘

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HFCU QR Code