Unimproved Property & Lot Loans
Purchase land for your next home or a future business facility.
That empty space might be the perfect place for you
There may be nothing on that parcel but dirt and trees, but you have big plans for it down the road. At HFCU, our Unimproved Property & Lot Loans are popular with developers, individual homebuilders and businesses eyeing future locations. Another option is to leave the land just as it is - financing is also available to those who want to preserve a few acres for their natural beauty or outdoor sports potential.
- Competitive interest rates
- Flexible repayment terms
- Arrange for convenient automatic payments through Online and Mobile Banking
- If you're considering building in the near future, ask about our Construction Loans
- Get personal assistance from professional lenders who can guide you through the application process
Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.
APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details.
Houston Federal Credit Union is a full-service financial institution serving Greater Houston, Texas, with branches in Sugar Land, Houston, Rosenberg and Missouri City, as well as Greenville, South Carolina.