Make your big move with help from your HFCU neighbors
Buying a home is one of life's more exciting moments. We keep the positive feelings going with friendly assistance from our lending professionals. They'll explain the financing options, answer all questions, guide you through the application process and share your happiness when you finally get the keys to the front door.
- Fixed-rate loans offered directly through HFCU
- Repayment terms of 10, 15, 20 and 30 years
- Low closing costs
- No loan origination fee (Most lenders charge 1% of the loan amount)
- Money-saving refinancing options available
Other Mortgage Types
- VA Loans: Up to 100% financing and no private mortgage insurance (PMI) required for veterans, active duty military, reservists and some military spouses.
- USDA Loans: Zero-dollar down payments and relaxed credit requirements for those who wish to live in rural areas or certain suburbs.
- Jumbo Loans: Fixed-rate loans for properties that exceed conventional loan limits set by the Federal Housing Administration. Up to $1.5 million financing available.
- Land Loans: Flexible terms for purchase of undeveloped parcels up to 10 acres.
- Investment Loans: Competitive rates for purchase and refinancing of investment property, including cash-out options.
Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.
Federal Credit Union NMLS #673404
Houston Federal Credit Union is a full-service financial institution serving Greater Houston, Texas, with branches in Sugar Land, Houston, Rosenberg and Missouri City, as well as Greenville, South Carolina.