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Platinum Business Checking

Platinum Checking pays the highest dividend when you maintain a daily minimum balance.
The name says it all – our Platinum Checking pays a higher dividend and you get 300 free transactions each month! Members can also enjoy free online bill pay and the minimum to open this account is just $100.00. There is a $5,000 daily balance requirement and a $10.00 monthly charge if the minimum balance is not maintained.*

Standard Features

  • Visa® Debit Card and Card Fraud Protection Service
  • Online Bill Pay1, Online and Mobile Banking2, and Remote Deposit Anywhere2
  • CO-OP Shared Branch and ATM Network
  • Statements – Electronic3
  • Overdraft Protection Available
  • Direct Deposit
  • Dividends4
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*Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.
 

1Bill pay is free provided the service is used at least once every three months; otherwise a $3.00 monthly fee (subject to change) may be assessed.

2Must have compatible device to use online banking or mobile application. Mobile App Requires iPhone® with iOS 16.0 or above. Requires Android 12.0 or above. Standard rates and fees may apply from your wireless carrier. For Remote Deposit Anywhere, all funds may not be immediately available after the deposit is made.

3Paper Statements available – $3.00. Age 65+ No Charge for Paper Statements.

4Dividend rates are subject to change monthly. Fees and other conditions could reduce the earnings on the account.

Other fees for NSF, ATM, overdraft transfer fees, wires, stop payments, cashier’s checks, money orders, etc., apply, and are the same as our consumer accounts. Items included as a transaction: checks written, checks deposited, ACH debits, ACH credits, ATM withdrawals, wire transfers, and electronic bill payments. Visa Debit Card signature and PIN based transactions are not considered transactions. Bill pay is free provided at least one bill is paid electronically in a three-month period.