Regular Business Savings Account
It all starts here. When you open this account, you establish your HFCU membership and get access to all the products and services focused on your business needs.
HFCU Business Savings Accounts help business owners manage their finances with ease.
Members will earn a fixed dividend rate on the entire balance in your account, and it’s easily accessible when you need it. The minimum deposit to open a Business Savings is just $5.00.*
- By opening a savings account, you establish your HFCU membership and can access our low-cost loans, financial education offerings and other resources
- Start your account with as little as $5. (You must maintain a balance of at least $5 to maintain your membership status)
- Earn competitive dividends on entire account balance
- Manage money with Online Banking and our mobile app
- Accelerate your progress by scheduling automatic transfers from checking
- With Direct Deposit, you can route some of your paycheck directly into your savings account
- Use your account balance as collateral for a Share Loan
- Feel secure as the National Credit Union Administration protects the cumulative deposits of share-type accounts up to $250,000
*Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.
**APY = Annual Percentage Yield.
Rates are subject to change weekly.
Fees and other conditions could reduce the earnings on the account.
Share dividend rates are set by the Board of Directors monthly. Certificate dividend rates are set weekly.