Regular Savings
Taking the first steps on a journey can take you almost anywhere.
At HFCU, we prefer to call it a sunny-day fund
It makes sense to set aside cash to meet life's challenges. But it's easier to get into the savings habit if you think positively, Save up for a car, college, home upgrades, an exciting vacation or whatever else fuels your imagination. At HFCU, we'll help you along with steady dividend payments and other easy ways to grow your money.
- By opening a savings account, you establish your HFCU membership* and can access our low-cost loans, financial education offerings and other resources
- Start your account with as little as $5. (You must maintain a balance of at least $5 to maintain your membership status)
- Earn competitive dividends on entire account balance
- Manage money with Online Banking and our mobile app
- Accelerate your progress by scheduling automatic transfers from checking
- With Direct Deposit, you can route some of your paycheck directly into your savings account
- Use your account balance as collateral for a Share Loan
- Feel secure as the National Credit Union Administration protects the cumulative deposits of share-type accounts up to $250,000
*Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.
**APY = Annual Percentage Yield. Rates are subject to change monthly. Fees and other conditions could reduce the earnings on the account.
Houston Federal Credit Union is a full-service financial institution serving Greater Houston, Texas, with branches in Sugar Land, Houston, Rosenberg and Missouri City, as well as Greenville, South Carolina.