Mother and Daughter Using Laptop and Taking Notes

Youth Checking

HFCU’s Youth Checking is a great way for young members ages 12-17 to get introduced to a checking account with no monthly service fee, and features that keep up with busy lifestyles with their best financial interests in mind.*


Standard Features

  • Visa® Debit Card and Card Fraud Protection Service
  • Online Bill Pay1, Online and Mobile Banking2, and Remote Deposit Anywhere2
  • Statements – Electronic3
  • Direct Deposit
  • Zelle®



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*Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service. Checking account requires a minimum opening deposit of $25. Members age 12-17 who apply for a HFCU Youth Checking account are required to be on a joint account with another HFCU member who is at least 18 years of age or older. Other terms and conditions may apply.

1Bill pay is free provided the service is used at least once every three months; otherwise a $3.00 monthly fee (subject to change) may be assessed.

2Must have compatible device to use online banking or mobile application. Mobile App Requires iPhone® with iOS 16.0 or above. Requires Android 12.0 or above. Standard rates and fees may apply from your wireless carrier. For Remote Deposit Anywhere, all funds may not be immediately available after the deposit is made.

3Paper Statements available – $3.00.