Did the holidays leave you feeling some financial strain, or do you have an outstanding debt you want to take care of? A vehicle title loan might be the answer you are looking for! Use the equity in your vehicle to get the amount you need to cover those outstanding bills or consolidate debt at a lower rate.

Rates start as low as 4.99% APR*, and certain terms and conditions do apply! For more information talk to one of our qualified loan representatives.

We can also help you save more by protecting your investment and extending the life of your vehicle with our very competitive Protection Products that can help you protect your investment and extend the life of your vehicle, which include our Vehicle Service Contract, GAP Plus, Debt Cancellation Protection, and Tire, Wheel, Windshield, and Dent & Door Protection.¹

HFCU is ready to help you off to a good start for 2023, so take advantage of this offer and apply for your vehicle title loan today! Start your application by clicking the link below, by calling us at 281-243-0555, or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT.

Apply for Your Loan Today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective December 1, 2024 through December 31, 2024. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan term for 72-84 months require a $20,000 minimum loan. Payment examples: New autos: 60 monthly payments of approximately $19.06 per $1,000 borrowed at 5.40% APR. Used autos: 60 monthly payments of approximately $19.29 per $1,000 borrowed at 5.90% APR. For deferred payment option, interest accrues during deferral period. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.

¹VGAP/Extended Warranty/Multi-Shield Protection: See Credit Union for terms and conditions.