Loan Rates Below Effective: January 1, 2025 through January 31, 2025

Used Automobile Loan Rates

Term	APR – Fixed Rate as low as
Up to 36 Months	4.50%
37 – 48 Months	5.55%
49 – 60 Months	5.80%
61 – 72 Months	6.44%
73 – 84 Months	6.70%

Loan Rates Below Effective: January 1, 2025 through January 31, 2025

New Automobile Loan Rates

Term	APR – Fixed Rate as low as
Up to 36 Months	4.50%
37 – 48 Months	5.05%
49 – 60 Months	5.30%
61 – 72 Months	5.94%
73 – 84 Months	6.20%

Loan Rates Below Effective: January 1, 2025 through January 31, 2025

Other Secured (Boats, Motorcycles, Jet Skis, etc)

Term	APR – Fixed Rate as low as
Up to 36 Months	6.94%
37 – 48 Months	7.20%
49 – 60 Months	7.45%
61 – 72 Months	7.94%
73 – 84 Months	8.20%

Loan Rates Below Effective: January 1, 2025 through January 31, 2025

Motorhomes, RVs and Travel Trailers

Amount	Term	APR – Fixed Rate as low as
$5,000 – $14,999	Up to 60 Months	8.20%
$15,000 – $24,999	Up to 72 Months	8.45%
$25,000 – $74,999,000	Up to 120 Months	8.94%
$75,000 – $149,999	Up to 144 Months	9.20%
$150,000 – 250,000	Up to 180 Months	9.20%

APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan terms 72-84 months require a $20,000 minimum loan.

Payment Example: 60 monthly payments of approximately $19.01 per $1,000 borrowed at 5.30% APR.