Credit Card Fees
View PDF Version of Fee Schedule
Effective October 1, 2024
| Credit Card Fees | |
| Collection Fees | All costs involved in collecting amount owed to HFCU including court costs and reasonable attorney fees. |
|---|---|
| Late Fee (the lesser of) | $15.00 or the amount of the required minimum payment if you are ten (10) or more days late in making a payment. |
| Minimum Payment (the greater of) | $20.00 or 2% of balance |
| Returned/Dishonored Payment Fee | $30.00 |
| Over the Limit Fee | $15.00 will be charged when you exceed your account balance limit by more than $100 ($100.01 or more). This will be charged only once per billing cycle, regardless of the number of times your account balance becomes over the limit by more than $100 during a billing cycle. |
| Stop Payment Fee | $15.00 |
| Expedited Card/Pin Order Fee (per item) | $27.50 |