Mortgage Loans

Home Improvement Loans

HFCU offers home improvement loans that can provide you with the funds to make repairs to your property.

There’s no debating that the years can take their toll on a house. Bad weather and hidden problems are no match for HFCU’s Home Improvement loans! HFCU may be able to get you the funds necessary for those repairs that inevitably come along with home ownership.

Why Choose HFCU Home Improvement Loans?

Key Features
Easy to budget monthly payment; no varying payments!
Loans serviced locally by HFCU.
HFCU accepts payments by mail, automatic debit, or in person.
HFCU offers Credit Life & Credit Disability Insurance at a low cost. (Paid separately from loan, but can be financed.)
Interest paid may be tax-deductible. (Consult your tax attorney or CPA regarding tax deductibility of interest.)

Home Improvement Loan Options:

Conventional Loans

Key Features
Up to 15 years
Fixed annual percentage rate

Loan Rates Below Effective: December 1, 2024 through December 31, 2024

Home Improvement Loans

Term	APR – Fixed Rate as low as
60 Months	5.99%
120 Months	6.99%
180 Months	7.49%

Simply give us a call at (281) 243-0500 today to apply for your loan or stop by any of our convenient offices.

APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details.

Payment Example: 120 monthly payments of approximately $11.61 per $1,000 borrowed at 6.99% APR.