Mortgage Loans
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- Unimproved Property & Lot Loans
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Unimproved Property & Lot Loans
Whether purchasing a single lot or buying several acres of land, Houston Federal Credit Union can handle the financing of your unimproved property or lot loan. Call us today at (281) 243-0500 for more information.
Loan Rates Below Effective: November 1, 2024 through November 30, 2024
Unimproved Property
| APR – Rate as low as | Term |
|---|---|
| 6.25% | 60 Month Balloon |
| 7.75% | 144 Month Fixed |
Loan Rates Below Effective: November 1, 2024 through November 30, 2024
Lot Loans
| Term | LTV | APR – Fixed Rate as low as |
|---|---|---|
| 36 Month Max Term | Up to 70% | 5.99% |
| 71% to 80% | 6.99% | |
| 81% to 90% | 7.49% |
APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details.
Payment Example: 144 monthly payments of approximately $10.69 per $1,000 borrowed at 7.75% APR.