Credit Cards
- Visa® Platinum Advantage
- Visa® Platinum Family
- Visa® Platinum Rewards
- Visa® Prime Lock
- Visa® Advantage Secured
- Credit Card Fraud and Foreign Transactions
- Important Credit Card Resources
- Credit Card Overlimit Program
- Switch to Visa® Platinum Rewards
- Report Lost or Stolen Credit Card
Visa® Platinum Family
If you are looking for a credit card with a super low rate, and a way to teach responsible credit habits to children as young as 13 years old, our Visa® Platinum Family card is the perfect card for you. Plus, you’ll get a super low introductory rate of just 2.99% APR* for the first six months!
Click here to download our HFCU Visa® Credit and Debit Card Features and Benefits brochure PDF.
| Features |
|---|
| 2.99% APR* introductory rate for the first six months |
| No Annual Fee |
| Super low rates starting at just 9.74% APR |
| No balance transfer fees |
| No cash advance fees |
| No rate increases for late payments |
| No interest on purchases if entire balance is paid within 25-day grace period (Except cash advance – interest accrues from posting date) |
| And, zero liability for any unauthorized transactions! |
| Free HFCU Card Alerts and Protections service** Sign up for HFCU Card Alerts and Protections |
| Visa® Click to Pay helps deter fraud through a retailers site. Sign up all your HFCU credit cards today! |
| Benefits |
|---|
| Cash advances available at credit unions, banks, hotels, ATMs, etc. honoring Visa® credit cards |
| Credit Life and Credit Disability Insurance Protection available for a nominal fee |
| A family credit line with the ability to issue cards to dependants as young as 13 years old |
| Helps teach responsible credit habits |
| Equip them with credit they can use for school or emergency situations |
| Prepare them to establish their own line of credit at an early age |
| Parental controls for young cardholders with customized spending limits |
| Online access available for each card holder |
Rates Below Effective: December 1, 2024
Visa® Platinum Family
| Type | APR* – Variable Rate as low as |
|---|---|
| Visa® Platinum Family | 9.74% |
View Credit Card Disclosure Information View Credit Card Agreement Information
*APR is Annual Percentage Rate. Rates are subject to change monthly. The 2.99% Introductory APR applies to purchases, balance transfers, and cash advances for the first six billing cycles and is offered to first-time credit card applicants only. Stated rate applies to well-qualified applicants. Details will be provided when you become a cardholder.
**The cell phone or mobile device must have the ability to send and receive text messages and the use of “short codes” must not be blocked. Short codes are special telephone numbers, often five digits long, which are used to send text messages from mobile phones. You are responsible for any text messaging fees from your carrier, message and data rates may apply.
To activate your HFCU Visa Credit Card please contact one of the following numbers:
800-290-7893 (for calls made inside the U.S.A.)
206-682-2462 (for calls made outside the U.S.A.)
If your HFCU Visa Credit Card has been lost or stolen please contact one of the following numbers:
888-297-3416 (for calls made inside the U.S.A.)
206-389-5200 (for calls made outside the U.S.A.)
Declined Credit Card and Debit Card Transactions
If one of your credit card transactions or debit card transactions (where you selected the credit option instead of using your PIN on your debit card) was declined, please call the following phone number for assistance:
800-457-0525
You can also detach your payment slip, and submit your credit card payments to the following address:
P.O. BOX 19609
Sugar Land, TX 77496