Friendly financing can help you reach one of life's major milestones
You're growing up, have a steady job and are looking to become even more independent. We understand how important a car, pickup or SUV is to living in our part of Texas. Houston Federal Credit Union loans offer first-time auto buyers lower loan rates and flexible repayment terms designed to keep monthly payments under control. To qualify for our program, you must:
- Be 18 years old or older
- Have no previous auto loans
- Have a loan amount of $35,000 or less
- Have held a job 6 months or more with verifiable income
- Provide proof of full coverage insurance
Note: No credit history? We'll still try to work something out so you can buy your first ride.
- Save on costly vehicle repairs with HFCU’s
Protection Products
*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Terms and conditions may apply and rates are subject to change without notice. Talk to a loan officer for details at (281) 243-0500 or toll-free at 1-(866) OUR-HFCU (687-4328). Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.
Houston Federal Credit Union is a full-service financial institution serving Greater Houston, Texas, with branches in Sugar Land, Houston, Rosenberg and Missouri City, as well as Greenville, South Carolina.