Lending Fees
View PDF Version of Fee Schedule
Effective October 1, 2024
| Lending Fees (applicable for most loan types) |
|
| Collection Fees | All costs involved in collecting amount owed to HFCU including court costs and reasonable attorney fees. |
|---|---|
| Filing Fees | All lien filing fees for HFCU security interest in any secured loans. Fee is actual fee charged based on security type and state pricing. |
| Late Fee (the lesser of) | Lesser of $25 or 5% of the payment when 10 or more days late |
| Non-Sufficient Funds Payment Fee | $30.00 |
| Lost Title Replacement | $15.00 |
| Electronic Title Lien Fee | $5.00 |
| Telephone Payment Convenience Fee | $10.00 |
| Late Title Registration Penalty Fee | $250.00 |
| Skip-a-Pay Fee (per loan skipped) | $25.00 |