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When you compare our incredible low rates and lucrative rewards program to other credit cards, you’ll immediately see how much you’ll save with our credit cards.

IF YOU ARE TRAVELING TO A FOREIGN COUNTRY AND INTEND TO USE YOUR HFCU CARD, PLEASE NOTIFY US AT 281-243-0500.

Credit Cards

Credit Card Overlimit Program

Sign up today for HFCU’s new Credit Card Overlimit program!

Now you can have the added convenience of being able to go over your HFCU credit card limit by up to 10%. When you’re out shopping, checking into a hotel, or at a restaurant, and the bill puts you over your credit limit, we can authorize the purchases up to 10% over your established credit limit. It’s like having a potential emergency fund in the event you need more purchasing power on your HFCU credit card! You must sign up to take advantage of this convenient new service. Once signed up, you can also opt-out of the service at any time.

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