Experience Savings and Quick Pre-approval Process
If you are looking to purchase a new or used vehicle, HFCU is ready to help you experience savings over the life of your loan! Additionally, our VIP (Vehicle Instant Purchase) check provides you with a quick pre-approval to make your purchase while negotiating the best price.
New auto loan rates as low as 4.99% APR*, and used auto loan rates as low as 4.99% APR*! We also have flexible terms and first payment date options available!*
In addition to saving money on your auto loan, the process is easy with our VIP (Vehicle Instant purchase) check!
The VIP check makes purchasing your new or used vehicle quick and easy! With a VIP check you are pre-approved up to a certain amount, and have the flexibility to negotiate the best price for your vehicle at the dealership when you are ready to purchase your vehicle.¹
Protect your investment with our very competitive Protection Products² to help you extend the life of your vehicle, and save on costly repairs. These products can be easily rolled into your loan, and include our Vehicle Service Contract, GAP Plus, Debt Cancellation Protection, and Tire, Wheel, Windshield, and Dent & Door Protection.²
Apply for your auto loan today! Start your application by clicking the link below, by calling us at 281-243-0555, or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT.
Apply for Your Auto Loan Today!
*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective December 1, 2024 through December 31, 2024. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan term for 72-84 months require a $20,000 minimum loan. Payment examples: New autos: 60 monthly payments of approximately $19.06 per $1,000 borrowed at 5.40% APR. Used autos: 60 monthly payments of approximately $19.29 per $1,000 borrowed at 5.90% APR. For deferred payment option, interest accrues during deferral period. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.
¹VIP program subject to certain credit criteria. Available at participating dealerships within the greater Houston, TX and Greenville, SC areas. May be used for the purchase of new or used automobiles, trucks or SUVs. May not be used for sales between private parties or to purchase reconditioned, salvaged, or auctioned vehicles. Other restrictions may apply. See Credit Union for additional terms and conditions.
²GAP/Extended Warranty/Multi-Shield Protection: See Credit Union for terms and conditions.
