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Save BIG with HFCU! Refi Your Auto Loan Today!

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It’s not too late to get a better rate! Refinancing your auto loan with us is quick, easy, and saves you money. With auto loan rates as low as 4.99% APR*, now is a great time to refinance and start driving down the road to financial happiness. Rates may not stay this low for long, let us see how much we can save you!

3 Quick & Easy Refi Steps, just bring us the following:

  • Valid TX or State DL
  • Proof of Insurance
  • Current lienholder Statement- Vehicle, VIN, and Account Balance

Refinance Your Auto Loan

Experience the Credit Union difference, and let us help you start saving money today! You can also stop by any of our convenient locations, or call us toll-free at (844) VIP-HFCU.

WHY REFINANCING A VEHICLE LOAN MAKES SENSE?

  • Lower Interest rates – Most dealer- financed vehicle loans commonly have a higher rate of interest. Take advantage of the dealer incentives and refinance your vehicle for a better interest rate and save hundreds or thousands on your loan.
  • Financial situation improved- An individual’s credit score has a significant influence on your auto loan rate. A higher credit score is an excellent opportunity to make sure you’re getting the best rate.
  • Lower monthly payment- If you’re able to get a lower interest rate, you could decrease the time to pay off your loan and save money.

SEE HOW MUCH 0% FINANCING IS REALLY COSTING YOU ON YOUR AUTO LOAN

SEE HOW MUCH IS YOUR HIGH INTEREST RATE COSTING YOU

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon your credit history. Other rates and terms available. Restrictions may apply, and rates are subject to change without notice. Talk to a loan officer for details. APRs are effective December 1, 2024 through December 31, 2024. Payment Example: 60 monthly payments of approximately $19.06 per $1,000 borrowed at 5.40% APR. 72-84 month financing requires a minimum $20,000 loan amount.