As finance rates continue to increase, HFCU remains your financial advocate by offering low loan rates that can help you save money on your new or used auto loan. Your savings start when you finance your auto loan with our new auto loan rates as low as 4.99% APR*, or used auto loan rates as low as 4.99% APR*! If you recently financed with the dealer or another lender, it’s not too late to refinance with HFCU to experience better financing options that could lower your payment while saving you hundreds to thousands of dollars over the life of your auto loan.

We can also help you protect your investment and extend the life of your vehicle with our very competitive Protection Products, which include Extended Warranties, GAP Plus, Debt Cancellation Protection, and Tire, Wheel, Windshield, and Dent & Door Protection.¹

Apply today, and let us help you save on your auto loan! Start your application by clicking the link below, by calling us at 281-243-0555, or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT.

Apply For Your Auto Loan Today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective December 1, 2024 through December 31, 2024. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan term for 72-84 months require a $20,000 minimum loan. Payment examples: New autos: 60 monthly payments of approximately $19.06 per $1,000 borrowed at 5.40% APR. Used autos: 60 monthly payments of approximately $19.29 per $1,000 borrowed at 5.90% APR. For deferred payment option, interest accrues during deferral period. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.

¹GAP/Extended Warranty/Multi-Shield Protection: See Credit Union for terms and conditions.