Financing your vehicle with HFCU can save you money with our competitive auto loan rates as low as 4.99% APR* for new vehicles, and rates as low as 4.99% APR* for used vehicles! Flexible terms and first payment date options are available!*
Take advantage of HFCU’s eVIP (electronic vehicle instant purchase) check! The process is quick and easy! Simply let us know what you are trying to purchase, how much it costs, and receive an electronic check through email that is pre-approved up to a certain amount. The electronic check that can be printed anywhere, and is a great tool for negotiating the best price for your vehicle when you are ready to purchase.¹
Did you already finance with the dealer or another lender? It’s not too late! HFCU may be able to help you refinance your auto loan at a lower rate to help you save on your monthly payment, saving you money over the life of the loan.
HFCU’s Protection Products² are available to help save on costly repairs, extend the life of your vehicle, and can be easily rolled into your loan amount. This includes our Vehicle Service Contract, GAP Plus, Debt Cancellation Protection, and Tire, Wheel, Windshield, and Dent & Door Protection.²
Apply for your auto loan today! Start your application by clicking the link below, by calling us at 281-243-0500. Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-5:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT.
Apply Today!
*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective December 1, 2024 through December 31, 2024. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan term for 72-84 months require a $20,000 minimum loan. Payment examples: New autos: 60 monthly payments of approximately $19.06 per $1,000 borrowed at 5.40% APR. Used autos: 60 monthly payments of approximately $19.29 per $1,000 borrowed at 5.90% APR. For deferred payment option, interest accrues during deferral period. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.
¹eVIP program subject to certain credit criteria. Available at participating dealerships within the greater Houston, TX and Greenville, SC areas. May be used for the purchase of new or used automobiles, trucks or SUVs. May not be used for sales between private parties or to purchase reconditioned, salvaged, or auctioned vehicles. Other restrictions may apply. See Credit Union for additional terms and conditions.
²GAP/Vehicle Service Contract/Multi-Shield Protection: See Credit Union for terms and conditions.
