Fee Schedule
- Checking Account Fees
- Money Market/Savings Account Fees
- Other Service Fees
- Wire Transfer Fees
- Safe Deposit Box Fees
- Research Fees
- Lending & Credit Card Fees
View PDF Version of Fee Schedule
Effective October 1, 2024
| Other Service Fees (applies to all accounts and services) |
|
| Account Activity Printout | $2.00 |
|---|---|
| Check Bill Payment Service | No Charge‡ (‡Must use at least once every 90 days or a $3.00 per month fee) |
Bill Payment Charitable Donation |
$1.99 |
Bill Payment Gift Check |
$2.99 |
Bill Payment Overnight Delivery |
$34.95 |
Bill Payment Second Day Delivery |
$29.95 |
Bill Payment Electronic Rush Payment |
$6.95 |
| Inactive Account (per month) | $7.50 (dormant 12 months – Balance $100 or less) |
| Check Cashing Non-Member | $5.00 |
| Bad Address Fee (per month) | $7.50/Month |
| ATM (HFCU Member) | No Charge (ATMs we own/operate; Surcharge free ATMs listed on HFCU’s website) |
| ATM (HFCU Member) | $1.00 (ATMs we do not own/operate or surcharge free ATMs not listed on HFCU website. ATM owner may assess an additional surcharge fee.) |
| ATM (HFCU Non-Member) | $2.00 |
| Card Replacement (one free per calendar year) | $5.00 |
| Checks | |
Cashier |
$3.00 (One free per day if you have a checking account at HFCU) |
Cashier (Non-Member) |
$5.00 |
Money Order |
$2.00 |
| Collection item | |
Incoming |
$10.00 |
Outgoing (Domestic) |
correspondent fees plus $15.00 |
Outgoing (International) |
correspondent fees plus $25.00 |
| Check Copy (per item) | $2.00 |
| Check Copy – Online Banking | No Charge |
| Check Returned (given to you by a third party) | $5.00 |
| Check Returned (self to self) | $23.00 |
| Gift Cards up to $1,000 (per card) | $3.95 |
| Nonsufficient funds – NSF* (per item presentation) | $24.00 (Not to exceed 5 charges per day, excess item(s) returned unpaid with no fee) |
| Overdraft Protection – ODP*(per item presentation) | $24.00 (Not to exceed 5 charges per day) |
| Statements | |
Electronic (per month) |
No Charge |
Printed/Mailed† (per month) |
$3.00 |
| Stop Payments (per item) |
$25.00 |
| Signature Guarantee (per event) |
$25.00 |
* Fees are charged if you do not have a sufficient available balance on your account. The fee will be charged whether the item is paid or it is returned unpaid. Items can be presented multiple times and will be charged per presentation. Nonsufficient funds and Overdraft fees imposed on transactions by check, in-person withdrawal, ATM withdrawal, ACH or any other electronic means. ODP fee charged when balance reaches -$10.00. Fees may reduce earnings. †Accounts enrolled to receive paper statements prior to October 1, 2024 will not incur a charge on their account. Any enrollment changes on or after October 1, 2024 to this selection could incur charges.