GAP Plus

The market value of your new vehicle starts to depreciate the moment you take possession.

If your vehicle is a total loss, you may have to pay the difference, the gap, between what you owe, and the actual cash value (insurance company settlement) of your vehicle, from your own pocket.

With our GAP Plus product in the event of a total loss, you may be able to pay off your remaining financial contract balance including the deductible up to $1,000. Also, if you do a replacement loan with HFCU, we will credit you up to $ 1,000.

Nothing could be easier, and the GAP Plus amount can be included as a small addition to your monthly payment.

Talk to your loan officer when applying for an auto loan to see if GAP Plus coverage is right for you. If you have questions about this product, email us or call 844-VIP-HFCU (toll-free 844-847-4328).

Terms and conditions apply. Talk to a Loan Specialist for details at 281-243-0555 or toll-free at 1-(844)-VIP-HFCU. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.